Monday, August 13, 2012

Higher Education

I've always been conscious of the fact that to get to where I want to be, I'll probably need more educational training, but until now, I hadn't considered Grad school.

Now a days, while obtaining a bachelors degree is a monumental feat, it's still sometimes not good enough. There are hundreds of people out there who might be more qualified than me or you who are trying to do the same thing. That puts a damper on things -- therefore, I have decided to go to Grad school. Hey, it can only help, right?

I've picked out a few schools with the program I want to apply for and I've researched what I need to do in order to get in. Now I just have to do it. Step one, get a kick-ass score on the GRE to make up for my less than perfect GPA. As soon as I collect my GRE study book from the person I leant it to, I'm going to start working my ass off to get prepared to make a really awesome score when it finally comes time to take the test.

I've also already started working on my personal statement, but I'm going to wait till I actually start applying to start hunting down old professors for letters of recommendation. Thats going to be one of the hardest things I think. I didn't make a point to become a memorable student to any of my teachers because I never thought I would go to grad school. Luckily, there are a few whom I think will be able to help me out.

I really want to do this. I'm scared out of my mind because I know it's going to be a huge challenge for me, but, I know that I can achieve what I put my mind to.

Rock and Roll baby.

Wednesday, August 1, 2012

The "Cha-ching" Instinct

For the next few weeks, I am going to be a minimalist. Why? Might you ask. Well, the answer is really quite simple... I'm broke.

Wait a minute. Don't you have a full time job now, with a steady pay check, making more money?

Well, yes, but as everyone knows, but probably doesn't realize, one thing that goes right along with graduating college and getting a full time job is the accumulation of bills. I am now paying every last one of my bills all by myself, and believe me, they cost a pretty penny. But that's not the problem. My pay checks more than cover them. So here's another little known fact that people don't really realize.

When you make more money, you spend more money -- It's true. I've been a spend-aholic lately. I just buy things on a whim without really even thinking about it. It's like, hey I want that -- purchase.
No more of this, "I want that, too bad I can't afford it" crap.

But that's not the problem either.

When you make more money, you want to live in a nicer apartment, in a nicer neighborhood, with nicer things. That'll be first and last months rent plus security, please. Oh you have a pet too? don't forget about the pet deposit.

Everything about being out of college and working a full time job makes life more expensive. And if you had to take out loans while in school, six months after graduation, you'll really start to regret that decision. Another hefty bill to add to the list.

So how do you avoid going broke?

Just be smart. Don't spend your money on every little thing you see and want. Set aside an amount out of every check to save. Budget the things you need and make compromises with yourself about whats important. If you want to have a night out with your friends, fine. but if you want to save some money, pick up some beer or wine from the convenient store and make it a night in instead.

It's okay to splurge a little now and then, just don't make a habit out of it.

Oh, and don't have kids, because in that case, you can just kiss all your money goodbye.